Privacy Policy

Last updated: December 21, 2024

This Privacy Policy describes how SmartSpend ("we," "us," or "our") collects, uses, and discloses your information when you use our mobile application (the "App").

1. Information Collection

We believe in data privacy and minimization. We collect only the data necessary to provide and improve our services.

Usage Data: We may collect anonymous, aggregated data about how you use the App (e.g., screens visited, buttons clicked) to help us improve the user experience. This data is collected via third-party services like Amplitude and is not linked to your personal identity.
Device Information: We may collect information about your mobile device, such as the model, operating system version, and unique device identifiers (e.g., for analytics or ad attribution, if applicable).
Purchase History: Information regarding your subscription status and purchase history is processed by Apple. We receive a receipt to validate your subscription but do not store your payment details.

2. Data Storage

Local Storage: All your personal entries (items, costs, usage logs) are stored locally on your device.
Cloud Backup (iCloud): If you enable iCloud backup, your data is securely stored in your personal private iCloud container. We do not have access to this data. It is encrypted and managed by Apple.

3. How We Use Information

We use the collected information for the following purposes:

To provide and maintain the App's functionality.
To process your transactions and manage your subscriptions.
To monitor the usage of the App and detect, prevent, and address technical issues.
To improve the App based on anonymous usage patterns.

4. Third-Party Services

We may employ third-party companies and individuals to facilitate our App ("Service Providers"), to provide the App on our behalf, to perform App-related services, or to assist us in analyzing how our App is used. These third parties have access to your Personal Data only to perform these tasks on our behalf and are obligated not to disclose or use it for any other purpose.

Links to privacy policies of third-party service providers used by the App:

5. Children's Privacy

Our App does not address anyone under the age of 13. We do not knowingly collect personally identifiable information from anyone under the age of 13. If you are a parent or guardian and you are aware that your Children has provided us with Personal Data, please contact us.

6. Changes to This Privacy Policy

We may update our Privacy Policy from time to time. We will notify you of any changes by posting the new Privacy Policy on this page. You are advised to review this Privacy Policy periodically for any changes.

7. Contact Us

If you have any questions about this Privacy Policy, please contact us via the Feedback section in the App settings.